Does Insurance Cover Invisalign? What Are My Payment Options?

Some insurance companies cover a portion of Invisalign treatment, and many don’t. While Invisalign is considered cosmetic by many, some insurance carriers regard it as medically necessary if it’s correcting an overbite or underbite.

Fortunately, there are other ways to pay for Invisalign if your insurance won’t cover it. Read more about how Invisalign works and how to finance the treatment.

What Is Invisalign?

Invisalign is a type of clear braces used to straighten teeth. Instead of brackets and wires, Invisalign uses clear plastic aligners that are custom-made for your mouth.

The aligners are made with 3D computer imaging technology and are virtually invisible when wearing them. For two weeks, you will wear each set of aligners before moving on to the next set in the series. As you replace each aligner, your teeth will gradually shift into place until they’re straight.

The entire process usually takes about a year, but it can vary depending on how much your teeth need to move. The dental clinic of your choice plays a vital role in the success of Invisalign, so choose one that is experienced and qualified. See Invisalign Cornwall for more information if you’re in the area.

Invisalign Vs. Braces

Invisalign and braces are both used to straighten teeth, but there are some key differences.

  • The most significant difference is that Invisalign is virtually invisible, while braces are not. This is because Invisalign uses clear plastic aligners instead of metal brackets and wires.
  • Another difference is that you can remove your Invisalign aligners to eat, brush, and floss. With braces, you must be careful about what you eat and how you brush and floss to avoid breaking the brackets or wires.
  • Lastly, Invisalign tends to be more expensive than braces. However, the cost varies depending on your individual case and location.

What If You Don’t Have Insurance or Is Not Covered?

If you don’t have insurance or your insurance doesn’t cover Invisalign, there are other ways to finance the treatment, such as:

1. Flexible Spending Account (FSA)

One option is to use a flexible spending account. An FSA is an account that lets you set aside money from your paycheck to pay for medical expenses. If you have an FSA, you can use it to pay for Invisalign.

2. Personal Loan

Another option is to get a personal loan. Many companies offer loans specifically for dental work. This can be an excellent option if you have good credit and can qualify for a low-interest rate.

3. In-House Financing

Many orthodontic offices offer in-house financing plans with low or no interest rates. This can be a great option if you need to finance the entire cost of treatment.

4. Third-Party Financing

Some third-party companies offer to finance Invisalign treatment. Make sure to shop for the best interest rate and terms for your needs.

5. Credit Cards

If you have good credit, you may be able to finance your Invisalign treatment with a low-interest credit card. This can be an excellent option if you need to finance the entire cost of treatment, and you can pay off the balance within a year or two.

6. Payment Plans

Some orthodontic offices offer payment plans that allow you to make monthly payments toward your Invisalign treatment. This is especially helpful if you want to finance the entire cost of treatment and you can’t get approved for a low-interest loan or financing.

7. Discounts

Many orthodontic offices (such as Invisalign Coquitlam) offer discounts for patients who pay for their treatment in cash. This can be a great way to save money on your Invisalign treatment if you can afford to pay for the entire cost upfront.

The Bottom Line

Invisalign is a great way to straighten your teeth without braces. However, it can be expensive if you don’t have insurance or if your insurance doesn’t cover the cost of treatment. Consider the payment options above to finance your Invisalign treatment.

Also, choose a reputable and experienced dental facility (like this Invisalign Chilliwack clinic) for your Invisalign treatment to ensure the best results.

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